Commercial General Insurance: Mock Paper Singapore |top|

A. $1 million B. $500,000 C. $250,000 D. Nothing, due to over-insurance.

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A. Previous claims history for the last 5 years. B. The fact that the factory stores flammable chemicals. C. The fact that the company’s share price dropped slightly last week. D. The existence of a prior policy that $250,000 D

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A. Before paying the claim to the insured. B. Only if the insured explicitly assigns the right to them in writing. C. After the insurer has paid the claim to the insured. D. Subrogation does not apply to commercial insurance.